*Annualized Returns

Past performance is not indicative of future performance. The returns shown for the Fund are calculated at net asset value and do not reflect deduction of the maximum sales charge of 3.50% which, if reflected, would reduce the performance shown. The Barclay Government Credit Index is a broad-based unmanaged index of all government and corporate bonds that are investment grade with at least one year to maturity. The Barclay Government Credit Index does not reflect any commissions or fees which would be incurred by an investor purchasing the securities it represents. The Lipper Corporate Debt A Rated Fund Average provides an additional comparison of how your Fund performed in relation to other mutual funds with similar objectives. The Lipper data does not include sales charges. The performance of the Fund and of the Averages is computed on a total return basis which includes reinvestment of all distributions.